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Which scheme of post office is getting the most interest, check interest – Post Office SAVING Scheme Offering Maximum Interest Rate Small Saving Scheme

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The post office has released interest rates for small savings schemes from July to September 2025.

Post Office Savings Account
Interest Rate: 4%
Savings options without lock-in period
Safe and convenient for small investors

1 year time deposit
Interest Rate: 6.9%
Better option for short term investment
Fixed returns guarantee

2 year time deposit
Interest Rate: 7%
Chance to get good returns in two years
No tax savings but safe investment

3 year time deposit
Interest Rate: 7.1%
Better return for medium term investment
Post office trusted scheme

5 years time deposit
Interest Rate: 7.5%
Safe return with tax exemption (Section 80C)
Best for long term investors

Senior Citizen Savings Scheme (SCSS)
Interest Rate: 8.2%
Great plan for 60+ age
Tax exemption and strong interest

Public Provident Fund (PPF) and NSC
PPF interest rate: 7.1% (15 years)
NSC interest rate: 7.7% (5 years)
Tax exemption and safe return on both

Kisan Vikas Patra (KVP) and Sukanya Yojana
KVP interest: 7.5% (double in 115 months)
Sukanya Samriddhi Yojana Interest: 8.2%
Great option for daughters and long term saving

Monthly Income Account Scheme (MIS)
Interest Rate: 7.4%
Suitable for regular monthly income
Right to those who retired or stable income

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5 -year recurring deposit (RD)
Interest Rate: 6.7%
A large amount of money ready every month
Fixed profits 5 year Recurring Deposit (RD)
Interest Rate: 6.7%
A large amount of money ready every month
Fixed profits

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