Europe trip insurance plan: If you are dreaming of visiting Europe, then only flight tickets and hotel booking are not enough. Good travel insurance is also required to visit Europe. So that if your visa is canceled, the health deteriorated in Europe, the flight is canceled, or the bag is lost, then the budget of your Europe trip does not deteriorate. Now there are many travel insurance that also cover flight tickets and hotel booking expenses when visa is canceled.
How much travel insurance is needed to visit Europe?
According to the policy insurance of the policy market, Hale Meet Kapadia, insurance of at least Rs 27 lakh or 30,000 euro is necessary for Europe’s visa. So, any kind of trouble can be avoided in Europe.
Why is a high cover travel insurance?
1. Treatment in Europe is very expensive
Kapadia told for example that if you get an injury to your foot or had a fever and had to go to the hospital, then one day’s expenses could be thousands of euros. The basic policy will not be able to pay the same amount, but the policy with a little more premium will bear all expenses.
2. Strike is common
Airports or trains strike is common in Europe. In such a situation, the plan of your trip can go wrong. Great insurance hotels, second flights and extra expenses are returned.
3. Bag lost or found late
Suppose you reached Florence and your bag remained in Frankfurt. Now new clothes, important things will have to be purchased. Good policy also covers these expenses.
4. If the visa is rejected?
Many times a visa is not available and the ticket and hotel money is wasted. There are also some insurance plans that return the money when visa rejects. But in such a situation, this travel insurance has to be purchased in advance.
5. Pokemari or mobile thief
Cities like Paris or Parag have many pocket cutters. If your phone, camera or laptop are stolen then there may be great loss. But high cover plan can help you. Kapadia said that Aniket and Priya went to Italy on honeymoon. His flight was canceled due to bad weather while returning. But he had already taken good insurance, which gave him the new ticket and hotel money back.
How much will the difference?
Basic plan is available for Rs 800–1,000. But if you spend 1,300–1,500 rupees, then you will get many times more benefit. Think, a small amount can save you from spending millions.
What to keep in mind?
Take a cover of at least $ 2.5 lakh.
Both medical and trip cancellation should be included.
There should also be a mobile-laptop stolen cover.
Take the best plan by comparing on online sites.