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The last chance to earn more than 8% returns on bank FD, will have to invest by March 29 – Bank FD Scheme Special FD Schemes of Banks are going to Close on 31st of March Invest to Avail more than 8 percent Interest

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Special fixed deposit schemes of many banks are going to be closed. Banks are offering interest up to 8.05 per cent on this FD. This is much higher than the interest rate of normal FDs of banks. If you want to take advantage of these special schemes, then you have to invest before 31 March. In many states, banks will remain closed on the occasion of Eid on 31 March, so that you will have to invest by 29 March, as March 30 is Sunday.

SBI’s Amrit Vrishti Scheme

SBI The Amrit Vrishti Scheme was started on 15 July 2024. The scheme is going to be closed on 31 March 2025. The bank offers 7.25 per cent interest to ordinary people on 444 -day deposit in this scheme. Senior Cities will get 7.75 percent interest on investing in this scheme. Under this scheme, NRI’s term deposit also comes. However, the amount for this should be less than Rs 3 crore.

Special things about SBI’s scheme

Under this scheme, you can withdraw money if needed. However, you have to pay a penalty. The penalty will be 0.5 percent on deposits up to Rs 5 lakh and 1 percent on deposits more than Rs 5 lakh. The benefit of this scheme can be taken through SBI branches, internet banking and Yono.

SBI’s Amrit Kalash Scheme

SBI’s Amrit Kalash Scheme is also a special scheme, which is open till 31 March. In this FD scheme, the common people will get 7.10 percent interest on 400 days deposits, while senior citizens will get 7.60 percent interest. In this scheme, the interest is the option to take the interest every month, every quarter, half -yearly, or the end. SBI is the largest bank in the country. It is also the largest government bank, whose branches are across the country.

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IDBI Bank’s Calible Scheme

IDBI Bank’s celebration Calable FD Scheme is also a special scheme. In this scheme, the bank offers 8.05 per cent interest to Super Senior Cities on 555 days FD. There is an option of 300, 375, 444 and 700 days deposits under this scheme. The interest on this is between 7.05 and 7.90 percent. If needed, this scheme is allowed to withdraw money before maturity. This scheme is also going to be closed on 31 March.

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