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The country’s largest government bank SBI reduced interest on FD, know which FD will affect – India Biggest Bank SBI State Bank of India Cut Interest Rate on Fixed Deposit

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SBI has reduced interest rates on three low period FD.

SBI reduced FD interest rates
The country’s largest government bank SBI has reduced interest rates on short term FD since 15 July 2025. The bank has reduced interest by 0.15 per cent.

Which FD was cut?
SBI has reduced interest on FDs less than 1 year to 46 days.
Applicable to both general and senior citizens.

FD of 46 days to 179 days
First: 5.05%
Now: 4.90% (for common citizens)
Senior citizens will now get 5.40% interest.

180 to 210 days FD
First: 5.80%
Now: 5.65% (for ordinary citizens)
Senior citizens will get 6.15% interest.

FD less than 1 year to 211 days
First: 6.05%
Now: 5.90% (for ordinary citizens)
Senior citizens will now get 6.40% interest.

New range – for common citizens
SBI is now giving:
3.05% to 6.45% interest on FDs from 7 days to 10 years.
Interest decreased in the short period, no change on long periods.

New Range – For Senior Citizen
Interest ranging from 3.55% to 7.05%.
0.50% additional interest will also be available under SBI WeCare Scheme.

Advice for investors
Be sure to look at the new interest rates before investing.
Go to the official website of SBI and check the latest FD rate.
Beware of any fake call or link.

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