FD Rates: Suryoday Small Finance Bank has given a gift to its customers by increasing the interest rates on fixed deposits (FD) and savings accounts. The new FD rates have come into effect from 8 October 2025. The new interest rates on savings accounts have been implemented from October 1, 2025. After this change, now bank customers will be able to get higher returns on medium and long term deposits than before.
New FD rates (applicable to deposits less than Rs 3 crore)
Now the interest rates on fixed deposits of the bank will be between 4% to 8.05%. The highest interest rate of 8.05% will be available on FD with a period of 5 years. This rate is considered quite attractive for long term investors. Interest rates on short term FDs i.e. less than one year start from 4%.
Interest rates according to period
7 to 14 days: 4%
15 to 45 days: 4.25%
46 to 90 days: 4.50%
91 days to 6 months: 5%
6 months 1 day: 6.75%
9 months to less than 1 year: 6%
1 to 3 years: 7.25%
5 years: 8.05% (highest)
5 years to 10 years: 7.25%
Interest rates for senior citizens
The bank has given extra benefits to senior citizens. They will get 0.15% to 0.20% more interest than normal customers. That means now they will get interest rates ranging from 4.20% to 8.10%.
7 to 14 days: 4.20%
91 days to 6 months: 5.20%
5 years: 8.10% (highest)
5 to 10 years: 7.45%
This scheme is a better option for safe and stable income for senior citizens.
New interest rates on savings account
On amount up to Rs 1 lakh: 2.50%
Rs 1 lakh to Rs 5 lakh: 3%
Rs 5 lakh to Rs 10 lakh: 6.25%
Rs 10 lakh to Rs 5 crore: 7.50%
Rs 5 crore to Rs 25 crore: 7.75% (highest)
Interest rates will be customized for customers with balance above Rs 25 crore, which can be found by contacting the bank. The new interest rates of Suryoday Small Finance Bank can prove beneficial for everyone from common investors to senior citizens, especially those who want good returns along with safe investments.