Investment Ideas: The Indian stock market is witnessing a steady decline. The decline, which began from late September last year, has been over 5 months since the stock portfolio of investors as well as mutual fund portfolio has been destroyed. In view of this recession of the market, the stock market and mutual funds of common investors are gradually getting fascinated. In such a situation, the common investors of the country are now looking for a safe and sustainable investment option. If you are also looking for a safe investment for investment, then we are going to tell you about some best options here.
Bank FD
Even today, a large section of investors in India considers bank FD to be the safest investment. Currently, all the banks of the country are paying great interest on FDs. Senior citizens on FD get 0.50 percent more interest than ordinary citizens. Let us tell you that investors get a fixed return on bank FD.
Post office time deposit
The time deposit scheme of the post office is exactly like the FD of banks, in which you have to deposit money once. Investors get a fix and guaranteed return on this scheme. The post office is paying more interest to its customers than bank FD on TD.
PPF
PPF i.e. Public Provident Fund is a government investment scheme, which is currently getting 7.1 percent returns. In this, you can invest from Rs 500 to Rs 1.5 lakh annually. This scheme is matured in 15 years. Tax benefits are also available in it.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is also a government scheme. In this, accounts of daughters below 10 years are opened. Under this scheme, daughters are getting 8.2 percent interest. Under this scheme, a lump sum amount is deposited every year. You can deposit this scheme from Rs 250 to Rs 1.5 lakh annually.
Property
Property in India has always been considered the best option for investment. You can buy residential, commercial or agricultural property in any city of the country according to your budget, which can give you great returns over time.
Gold
Gold investment is an excellent way of investment, which is considered a favorite investment option in the country. As an investment, you can invest money in jewelery, coin, bar, biscuits etc. in physical gold. In addition, you can invest in Gold ETF, Digital Gold.
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