New Year 2025: The new year 2025 is going to start from tomorrow. Every person starts the new year with new hopes and big dreams. Many people start investing in the new year for a better future for their family. If you are also planning to start investing in the new year, then here we will tell you about some such government investment schemes, where you will get fixed returns with guarantee.
ppf
PPF i.e. Public Provident Fund is a government investment scheme. Currently 7.1 percent interest is being given on this scheme. A minimum of Rs 500 and a maximum of Rs 1,50,000 can be deposited in PPF in a financial year. This scheme matures in 15 years, but it can be extended by 5 years to a maximum of 50 years.
post office td
The post office comes under the central government. Like bank FD, TD (Time Deposit) scheme is run in the post office. There is an option to get TD from 1 year to 5 years in the post office. Interest on TD ranges from 6.9 percent to 7.5 percent.
Sukanya Samriddhi Yojana
Currently, this account, which is opened for daughters below 10 years of age, is getting 8.2 percent interest. In this scheme, a minimum of Rs 250 and maximum of Rs 1,50,000 can be deposited in a financial year. This scheme matures in 21 years. If the daughter has turned 18 and you want to marry her, then in such a situation also the account can be closed.
Kisan Vikas Patra
Currently, 7.5 percent interest is being given on Kisan Vikas Patra (KVP) scheme. Under this scheme, an account can be opened with a minimum of Rs 1000. There is no limit on maximum investment. Under KVP, the money you invest doubles straight in 115 months (9 years and 7 months).
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