Bank FD of 444 Days: Many big banks of the country have recently reduced interest rates on their fixed deposit (FD). But with this, some banks have brought special FD schemes of 444 days, in which more interest is being received than normal FD. These schemes are for limited time. These special FDs and are designed to attract investors who want better returns on their FDs. Here we are comparing 444-day FD schemes of SBI, Canara Bank, Bank of Baroda and Indian Bank.
1. State Bank of India (SBI) – Amrit Vrishti Yojana
Period: 444 days
Interest Rate for General Citizens: 6.85%
Senior Citizens (60+ years): 7.35% annually
Super Senior Citizens (80+ years): 7.45% annually
Scheme has started on when has started: 16 May 2025
SBI has cut 0.20% (20 basis points) in normal FD rates, but is getting more returns in this special plan.
2. Canara Bank – 444 Day Special FD
Period: 444 days
Interest Rate for General Citizens: 7.25% annually
Senior Citizens: 7.75% annually
Super Senior Citizens: Not given information
Scheme has started: 10 April 2025 implemented
This scheme is applicable to less than Rs 3 crore.
3. Bank of Baroda – Square Drive Deposit Scheme
Period: 444 days
Interest Rate for General Citizens: 7.10% annually
Senior Citizens: 7.60% annually
Super Senior Citizens: 7.70% annually
Scheme has started: 5 May 2025 applicable from 5 May 2025
This scheme is also a better option for those who want fixed returns.
4. Indian Bank – Ind Secure Scheme
Period: 444 days
Interest Rate for General Citizens: 7.15% annually
Senior Citizens: 7.65% annually
Super Senior Citizens: 7.90% annually
How long can you invest: 30 September 2025
The scheme is offering the highest interest rate (7.90%) to super senior citizens.
Where will you get the most returns?
If you are a super senior citizen, then the plan of Indian Bank is the most beneficial for you. At the same time, Canara Bank is paying the highest 7.25% interest for general investors. If you want to do FD for 444 days, then these schemes can be a good chance. The conditions of each bank are different, so before investing, get information from the bank’s website or nearest branch.
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