PM jan dhan yojna: The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the government to connect economically weaker sections with banking service. The government launched this scheme in the year 2014. The purpose of this scheme was that every citizen of the country should have their own bank account. So that every government help can be given in the bank account of common people. But you know that under the scheme, who cannot open bank accounts under PM Jan Dhan Yojana?
These people cannot open public money account
The scheme is made for poor and deprived sections. Therefore, some class people are kept out of it.
Employees working in central or state government cannot open public money account
People giving income tax cannot open public money account.
Even financially rich people cannot open this account.
Even the beneficiaries of any government scheme can not open an account in this scheme.
Who can open public money?
Under Jan Dhan Yojana, any Indian citizen, who is 10 years or more, can open his bank account under Jan Dhan Yojana. However, only those who are between 18 and 59 years old will benefit the benefits of insurance related facilities. This account opens on zero balance, that is, it is not necessary to keep a minimum amount in it. The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the government to connect economically weaker sections with banking service.
Benefits of opening public money account
There are many facilities and benefits with this account.
Accidental insurance of more than 1 lakh rupees.
A death benefit of Rs 30,000 (on death).
Rupay debit card facility is available.
The bank provides the facility to deposit and withdraw cash.
The subsidy of central government schemes is transferred directly to the account.
How is Jan Dhan account opened?
step 1: Go to the branch of any government or private bank near you and can take the Jan Dhan Yojana form. Receive.
Step 2: Fill the form and put photocopy of Aadhaar card, address proof, and other essential documents with it. Don’t forget to take the original document.
Step 3: Submit the filled form to the bank officer. After examining the document, the account will be opened in a few days.
Pradhan Mantri Jan Dhan Yojana is not just a bank account, but it is an important initiative of the government from which crores of people have been linked to mainstream banking service. This account not only provides financial security to the people, but also provides the benefits of government schemes easily. If you have not yet opened Jan Dhan account, then you can open this.
Do not panic when you get income tax notice, these things will not be taken care of, it will not be difficult