Have you received loan approval SMS from bank or NBFC? If yes then you need to be careful. Especially when you have not applied for any loan. Actually you are the target of fraudsters. Cases of people being made victims of fraud in the name of pre-approved loans are increasing. In such SMS or email it is told that your loan has been approved and you need to pay the processing fee.
Be careful while using loan app
As soon as you transfer the processing fee money to the specified account, the purpose of the fraudsters is fulfilled. You need to remember that banks or NBFCs never ask the customer to deposit processing fees before disbursement of the loan amount. Not only this, people are also being made victims of fraud through loan apps. Experts say that downloading such an app on your smartphone is like inviting danger.
Use of fake website for fraud
Experts say that scammers are even creating websites that look like the websites of big banks. PAN, Aadhaar and bank account information is sought from customers visiting the website for banking services. As soon as you provide this information, your identity is recorded. It is used for fraud. If you do not want to become a victim of such fraud, then before entering your personal information on any website, check its credibility. Only after being satisfied, enter information about your Aadhaar, PAN etc.
Threat to leak personal information
If you get a call in which you are threatened to leak your personal information, then you do not need to be afraid. Many people fear the threat of personal information being leaked. Then, the fraudsters start blackmailing them. Experts say that if the caller tells you that he has your photo or video, then you do not need to be afraid. You can tell him that he can do whatever he wants with your photo. Then, they realize that the person is not going to fall into their trap.
Fraudsters are taking advantage of your fear
In cases like digital arrest, fraudsters only take advantage of the person’s fear. Educated people are getting trapped in the trap of such fraudsters. These include doctors, engineers and even professors. People are made aware about this from time to time by RBI and Finance Ministry. Despite this, fraudsters are succeeding in making people their victims. Experts say that this means that there is a lack of awareness among the people.