Small Saving Scheme: If you have invested money in a small savings scheme of the post office, then be alert now. If you have not closed the account even after three years of the savings scheme, or not extended further, now your small savings account can be freeze. It is a matter of freeze that you cannot withdraw money from that scheme. The post office has now started freezing such a small savings account.
There will be a process to freeze saving scheme account 2 times every year
The post office has issued this order on 15 July 2025. The new order states that this process will now start twice every year on 1 July and 1 January. This entire process will be completed within 15 days. The purpose of this is to decide that the hard work deposited is safe and it should not be misused.
Which accounts will be freeze?
This rule will apply to accounts that have been inactive for three years after maturity. That is, who were neither closed nor extended. Now such an account will be freed. These include all these types of accounts.
Time Deposit
Monthly Income Scheme (MIS)
National Savings Certificate (NSC)
Senior Citizen Savings Scheme (SCSS)
Kisan Vikas Patra (KVP)
Public Provident Fund (PPF)
Recurring deposit (rd)
What will happen if Sama Saving Account is freeze?
If an account is freeze, no transaction can be done from it. That is, you can neither withdraw money. Nor can you deposit money. You cannot do any transaction. Apart from this, online service, standing order or any kind of digital service will be closed.
How can you start a freeze account again?
If your account is freezed, you can turn it on again. For this, you have to go to your nearest post office and give some documents.
Freeze account passbook or certificate
KYC Document – eg Aadhar Card/Address Proof, PAN Card and Mobile Number
Account Closure Form (SB-7A)
Bank account details where maturity money is to be sent. Also, a copy of cancell check or bank passbook will have to be given.
You will get money only after investigation. Post office officers will first examine your documents and signature. When they decide that you are the right account holder, then your account will be unfriended. Then the amount of maturity will be transferred to your savings account.
If you have also invested in a post office scheme and it is matured. So get it or stop it as soon as possible. So that you do not have any problem further.