Plan with guaranteed returns are investment options offered by insurance companies that provide guaranteed returns on investment on a certain interest rate and maturity. These schemes provide long -free benefits, tax benefits, maturity benefits, payment flexibility, and are a safe investment option for risk -avoiding investors. Before investing in a guaranteed return plan, you should do research and consult a financial advisor. Achieving financial goals is an important part of life, and with the current market fluctuations, it is important to invest in a safe plan that provides guarantee returns. Let us know how guarantee returns schemes can help you in fulfilling your financial motives.
Long -term investment
Guaranteed return plans are long -term investment options that are ideal for those who want to invest for long periods. These plans provide a certain interest rate, so you can be sure about how much money you will get on maturity.
Guaranteed returns
The most important advantage of investing in a guaranteed return plan is that returns are guaranteed. That is, despite the market fluctuations, you will get a certain interest rate on your investment. This makes a guarantee returns a safe investment option, especially for investors avoiding risk.
tax benefit
According to Bajaj Capital, tax benefits are also available along with the guaranteed return plan. The premium income tax paid for these plans is deducted under Section 80C of the Income Tax Act 1961. That is, you can also save money on tax while investing in a solid plan.
Maturity profit
Guaranteed returns provide maturity benefits, which means that you will get a lump sum to maturity. This can help you achieve your long -term financial goals, such as buying a house, raising money for your child’s education or planning to retire.
resilience
Flexible payment options are available with a guaranteed returns plan. You can pay the premium on a lump sum or monthly, quarterly or annual basis. Due to this adaptability, you can invest in a plan that is best suited for your financial condition.
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