Hdfc bank: HDFC, the country’s largest private bank, has once again cut interest rates on fixed deposits (FD) and savings accounts. This deduction has been made 25 basis points (0.25%) and has come into force from 25 June 2025. This is the second time of this month. Earlier on June 10, the bank had reduced the interest rate on a select FD. These changes will apply to deposits whose amount is less than 3 crores. Apart from this, 25 basis points have also been cut on savings account from 24 June 2025.
HDFC Bank reduces interest on these FDs
Now HDFC Bank will give 6.35% interest to normal customers instead of 15 months and 6.60% on FD of more than 18 months. At the same time, this rate for senior citizens has been reduced from 7.10% to 6.85%. The bank’s current FD interest rates are now between 2.75% to 6.60% for general customers and 3.25% to 7.10% for senior citizens. These changes have been made after a 50 -basis point cut in the RBI repo rate. It is clear that the impact of the fall in interest rates is now visible directly on the savings and investment of customers.
HDFC Bank’s interest rates on FD up to Rs 3 crore
7 days to 14 days: for general public – 2.75 percent; For Senior Citizen – 3.25 percent
15 days to 29 days: for general public – 2.75 percent; For Senior Citizen – 3.25 percent
30 days to 45 days: for general public – 3.25 percent; For Senior Citizen – 3.75 percent
46 days to 60 days: for general public – 4.25 percent; For Senior Citizen – 4.75 percent
61 days to 89 days: for general public – 4.25 percent; For Senior Citizen – 4.75 percent
Equal from 90 days to 6 months: for the general public – 4.25 percent; For Senior Citizen – 4.75 percent
6 months 1 day to 9 months: For the general public – 5.50 percent; For Senior Citizen – 6.00 percent
9 months 1 day to 1 year: for general public – 5.75 percent; For Senior Citizen – 6.25 percent
Less than 1 year to 15 months: for general public – 6.25 percent; For Senior Citizen – 6.75 percent
15 months to 18 months less: for general public – 6.35 percent; For Senior Citizen – 6.85 percent
18 months 1 day to 21 months: for the general public – 6.60 percent; For Senior Citizen – 6.95 percent
21 months to 2 years: for general public – 6.45 percent; For Senior Citizen – 7.20 percent
2 years 1 day and 2 years less than 11 months: for general public – 6.45 percent; For Senior Citizen – 6.95 percent
2 years 11 months 1 day and up to 35 months – 6.45 percent; For Senior Citizen – 6.95 percent
2 years 11 months 1 day and 3 years – 6.45 percent; For Senior Citizen – 6.95 percent
3 years 1 day to 4 years 7 months – 6.40 percent; For Senior Citizen – 6.90 percent
4 years 7 months to 55 months – 6.40 percent; For Senior Citizen – 7.90 percent
4 years 7 months less to 5 years less than 1 day: 6.40 percent for the general public; For Senior Citizen – 6.90 percent
5 years to 10 years: for general public – 6.15 percent; For Senior Citizen – 6.65 percent
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