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Government will give discounts to customers on payment from UPI! There will be so much benefit on payment of Rs 100 – Government will give discount to customer on UPI Payment this Much Amount Save on Rupees 100 Payment

UPI Payment: People paying from UPI will get discounts. The government can give this discount on any payment. The government is working on a scheme that will make it cheaper than the credit card to pay from UPI. Credit cards levy a fee of 2-3%, which is called merchant discount rate (MDR). That is, if you pay the price of something 100 rupees, then the shopkeeper gets only 97-98 rupees. While the payment from UPI does not charge any fee, which gives the shopkeeper full 100 rupees. Many times shopkeepers lift this extra cost themselves, but some charge from the customer itself.

Now customers will benefit directly

The Ministry of Consumer Affairs is considering doing so that the customers paying from UPI can get direct benefit. For example, if something is received from a credit card for 100 rupees, then the same thing can be found from UPI for 98 rupees. This will further boost UPI and customers will get a reward for digital payment.

Important meeting will be held in June

Before implementing this scheme, the government will hold talks with all the parties concerned in June 2025. This will include e-commerce companies, NPCI, bank, payment service providers and consumer organizations. Only then the final outline will be fixed. However, not all sides agree on this. Payments Council of India has also demanded the implementation of MDR on UPI and RuPay debit cards several times, but the government has not yet approved it.

UPI transactions will be faster now

According to the new NPCI rule, from 16 June 2025, UPI transactions will be completed in just 15 seconds, while it takes about 30 seconds. This will make the experience of digital transactions even better.

Use of UPI is increasing rapidly

In the financial year 2024-25, 185.85 billion transactions were done through UPI, which is 42% more than the previous year. At the same time, the value of the total transaction reached 260.56 lakh crore, which shows an annual increase of 30%.

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