EPF Passbook Check: The Employees Provident Fund Organization (EPFO) has started creating interest in the Provident Fund (PF) account for FY 2024-25. Although no formal information or SMS has been released by EPFO yet, many account holders have seen an increase in their PF balance.
The government had recently approved the interest rate of 8.25% for the EPF. This corresponds to the EPFO board’s recommendation made in February 2025. After getting government approval, the EPFO is now depositing annual interest in the PF accounts of more than 7 crore account holders across the country.
How to check interest credit in EPF passbook?
EPF account holders can check whether interest has come to their account or not. For this, they have to log in to EPFO’s passbook portal. The entire process below is given:
- step 1: Go to EPFO passbook portal https://passbook.epfindia.gov.in.
- Step 2: Log in by entering your universal account number (UAN), password and captcha.
- Step 3: Enter OTP on registered mobile number. Link to this number to your PF account
- Needed
- Step 4: After login, the list of Member IDS associated with existing and old employers will appear.
- Step 5: Click on the ‘Passbook’ tab and select the concerned Member ID and see the passbook.
The contribution of the employee and employer for every financial year in the passbook, as well as the entry of interest appears in different columns. A graphical view is also present on the portal, which makes the data easier to understand.
If a member ID is showing zero balance, then it may be an indication that the ID is merged or the amount has already been withdrawn from it. Account holders can merge old IDs into the existing account through transfer request from EPFO portal.
What to do if interest is not visible?
Interest updates on the EPFO portal may take some time. If interest is not visible in the passbook, wait for a few days. However, if the interest is not credited, then the account holders can file a complaint on the regional office of EPFO or online Grevans portal.
EPFO members also keep these things in mind
- It may take time to login on the portal; Complaints of server slowing down are common.
- PDF download option of EPFO’s website passbook is also available.
- Even after the interest credit, if there is no difference in the balance, then check the merging status and transaction history.
Also read: EPFO’s big decision: Auto claim limit increased by 5 times, millions of members will get relief