Financial planning: If you want to invest a little in a long time and become a millionaire, then they can invest in six options. It is a sensible financial decision to make plans for the future from today. The correct investment done today not only increases your assets gradually, but also gives you financial safety. Here we are telling about some of the best long -term investment options of 2025 which will be useful for you to make big funds and wealth.
1. Public Provident Fund (PPF)
PPF is one of India’s safest investment options. This is a scheme being run by the government. This is why it has the lowest risk. The lock-in period of PPF is 15 years old and interest is completely tax-free. Those who want the best tax free return without risk, then public provident fund is the best option.
2. National Pension System (NPS)
NPS is a retirement-focused government scheme. In this, your money is invested in equity, corporate bonds and government securities. There is a tax exemption on the money levied in it and after retirement, financial security is available.
3. Equity Mutual Funds
If you want more returns and can take a little risk, equity mutual funds are a good option. These funds invest in the stock market and can give good returns in a long time i.e. 5 to 10 years period. Compounding can increase capital quickly.
4. Unit Linked Insurance Plan (ULIP)
You get both insurance protection and investment in ULIP. It invests a part of your premium in insurance and the other part in equity or date funds. Its lock-in period is 5 years and is good for those who want to invest with security.
5. Real Estate
If you want to invest for a long period and you have a good budget then real estate is a great option. By buying a house or land in this, you can get good returns and rental income in future. However, it requires a lot of investment and time.
6. Direct Equity in stock market
If you have an understanding of the stock market or you are willing to learn, then invest directly in shares. Good shares in a long period can work to increase your property. But it has the highest risk and the chance of drowning money is also high.