EPFO: Most of the employees are waiting for the interest on the PF account. You can know the balance of PF account in four ways. Employees can withdraw money from PF account in some situations like retirement time or home, medical emergency, marriage. Here you are telling you how you can check your PF balance. Also how can you remove your PF balance. If you are a salary employee, your Provident Fund (PF) is most important for your financial future. It is a government savings scheme in which both company or employer and employee contribute a fixed amount.
What is Provident Fund (PF)?
Provident fund is a long -time saving scheme. The scheme runs the Employees Provident Fund Organization (EPFO). The EPF account submits a fixed amount of both the employees and the employer. By doing this, a large fund is prepared at the time of retirement.
Ways to check PF balance
1. Check PF balance from EPFO portal
Step 1: Activate your UAN
Go to the official website of EPFO.
Choose ‘Member UAN/Online Service’ in the ‘For Employees’ section.
Click ‘Activate Uan’.
Fill your UAN, mobile number and PF member ID.
Activate UAN by following the instructions.
Step 2: Log in
Go to the ‘Member UAN/Online Services’ screen.
Log in by adding your UAN, password and captcha.
Step 3: See balance
Click on the ‘View’ tab.
Select ‘Passbook’.
Your PF passbook will show information about balance and transaction.
2. Check PF balance from UMANG app
The UMANG app is a government platform from which you can avail services related to EPFO.
Step 1: Go to the home screen of the app and type ‘EPFO’ in the search bar.
Step 2: Select EPFO service.
Step 3: Click on ‘View Passbook’ or ‘PF Balance’ option.
Step 4: Enter your UAN and submit.
Step 5: Now you can see your PF balance, transaction history and other details.
3. Check balance with SMS and missed calls
Send ‘EPFOHO UAN’ on 7738299899 from your registered mobile number.
Via Missed Call:
Give a missed call from your registered mobile number to 011-22901406.
How to remove PF balance?
Rules to withdraw money from PF – Employees can withdraw money in these conditions
After retirement.
For buying homes, medical treatment or higher education.
Being unemployed for more than two months.
Step-by-step guide for PF withdrawal
Step 1: Log in on the EPFO portal.
Step 2: Go to the ‘Online Services’ tab and select ‘Claim (Form-31, 19 & 10C)’.
Step 3: Put the last 4 digits of your bank account and click on ‘Verify’.
Step 4: Click on ‘Proceed for Online Claim’ and select the withdrawal type.
Step 5: Fill all the necessary information and upload the document if needed.
Step 6: Submit the form. After the complete process to withdraw money from PF, money will be transferred to your bank account within 10-20 days.