Health insurance: There is good news for those taking health insurance. There will be no condition to admit in the hospital for 24 hours to take insurance claim. Many insurance companies also give claims even when admitted to the hospital for 2 hours. Now insurance companies do not consider the condition of hospitalization 24 hours to be necessary for treatment. Claims can also be found on 2 hours of hospitalization in new policies.
These changes have been made in view of changing medical technology and fast treatment process. Earlier, it was necessary to stay in the hospital overnight for cataract operation, chemotherapy or angiography, now it all happens in all hours.
What has changed in health insurance?
Health Insurance Head Siddharth Singhal at Policybazaar said that now many companies also give insurance claims to be admitted to the hospital for 2 hours. This change shows that insurance companies are updating the policy keeping in mind the medical advocates. There is no additional condition or exclusion in these short-term hospitalization cover. That is, be it small treatment or big, the cover remains as strong.
Which policy provides this facility?
Below are health insurance plans which also cover 2 hours of hospitalization.
ICICI Lombard Elevate Plan
Cover of Rs 10 lakh – premium around Rs 9,195 annually. This is for a 30 -year -old person.
Care – Supreme Plan
10 lakh rupees cover – premium around Rs 12,790 year
Neeva Bupa – Health Insurance Plan
10 lakh cover – premium around Rs 14,199 annually
Why is this necessary?
In today’s era, many medical procedures are completed in just 2 to 3 hours.
The claim used to be rejected if not there was no 24 hours, now it will not happen.
This will provide financial security to the common people and will not delay the treatment decision.
Now the treatment is small or big, health insurance will help you. If you have been hospitalized for just 2 hours. If you have not yet updated your policy, then talk to your insurance advisor and get information.