UPI Payment: There is big news for those making digital payments. You will be able to see the payments of a UPI app like Google Pay, PhonePe, Paytm at one place. You will also be able to manage at one place. National Payments Corporation of India (NPCI) has announced a major update in the Unified Payments Interface (UPI) system. This new feature will be implemented from 31 December 2025.
Now all autopayments will be visible from one app
Under the new system, users will now be able to view and manage all their payments and autopayments from any one UPI app like Google Pay, PhonePe or Paytm. This means that whether you have set up autopayment of electricity bill with Google Pay or subscription of Netflix with PhonePe, you will now be able to control all these payments from one app. You don’t have to open different apps again and again.
What was the problem till now?
Till now, users had to go to each app separately to check autopayments. This made it difficult to track and manage payments. But now all this will become easy from one place, which will make financial planning better.
NPCI has made it clear that this update will not put any pressure on the users. There will be neither cashback offers nor notifications to promote any app. The user will decide for himself which app he wants to view and manage his autopayments. New security features like face recognition and biometric verification have also been added. This will make UPI transactions even more secure.
The rule will be applicable in all apps by December 2025
NPCI has directed all UPI apps and payment service providers to implement this feature by December 31, 2025.
What will be the benefit to the users
With this change, all autopayments like electricity bill, mobile recharge, subscription or loan EMI will be visible at one place. If a user wants to change his UPI app, he will be able to easily transfer all his autopayments to another app. This feature will be very useful for those who use more than one UPI app. This will save time and have better control over money transactions.