There are now many options available in interest rates for FD or fixed deposit investors in India. In October 2025, there are many major banks which are offering attractive interest rates on FD with excellent returns. It is important to choose the right bank before investing so that you can earn more profits.
IDFC First Bank and IndusInd Bank are offering the best interest rates up to 7.50%, while senior citizens get rates up to 8%. DCB Bank gives 8% return on 36 month FD and 8.5% return to senior citizens. Deutsche Bank is offering 7.75% interest for 2 to 3 years. Yes Bank gives 7.75% interest to general customers and 8.25% interest to senior citizens on FD of 18 to 36 months.
RBL Bank offers 7.50% interest to general customers and 8% interest to senior citizens on FD of 2 to 3 years. In SBM Bank also, 8.25% interest can be availed on FD of 3 to 5 years. Bank of Bandhan offers 8% interest on 600 day FD and 8.50% interest for senior citizens.
HSBC Bank and Karur Vysya Bank also offer FD facility at interest rates ranging from 7.50% to 8%, which is making investment even more attractive.
The interest rates in all these banks may vary slightly according to the fixed deposit tenure, so it is important to choose the right option after getting complete information before investing. Special interest rates for senior citizens provide a good option especially for elderly investors.
FD investment not only provides safe returns to the investors but also keeps the capital safe. Therefore, it would be wise to invest your money in long term FDs of banks with good interest rates.