Upi: There is good news for those using Unified Payments Interface (UPI). You can make a payment of Rs 5 lakh at one time through UPI at one time at the time of e-marketplace, travel booking, collection, jewelery shopping. The National Payments Corporation of India (NPCI) has increased the limit for some category transactions since 15 September 2025. Now the maximum limit of transaction in the category related to tax payment has been increased to Rs 5 lakh. Earlier, such a large amount could not be transferred at once.
How much will you be able to pay?
According to NPCI, the new limit will be applicable to government e-markets, travel, business and other merchant service. That is, if you are doing any big transaction from the government shopping portal, a travel website or merchant, then you will be able to pay up to Rs 5 lakh directly without any problem.
Increased limit for insurance and investment
Not only this, NPCI has increased the limit even more in the category related to investment like insurance premium and capital market. Now these service can be paid up to Rs 10 lakh in 24 hours through UPI. Its direct benefit will be to those who want to invest a large amount or fill a huge insurance premium.
In which places the limit was changed?
Under the new guidelines, a transaction limit has been fixed at Rs 5 lakh in service in service such as government e-marketing, travel booking, collection, jewelery shopping and credit card payment. However, the 24 -hour total limit for credit cards and jewelery shopping has been kept at Rs 6 lakh respectively. At the same time, the limit for digital account opening and initial funding will remain only Rs 2 lakh.
On which conditions will this service be available?
NPCI has made it clear that the increased limit will be applicable only to those that come in the verified merchant category. It will be the responsibility of the banks to give these service to these traders so that the transactions are safe. Also, banks will have the right to set the limit on the basis of their internal policies, but it cannot be more than NPCI’s fixed limit.
What does customers mean?
Suppose you have to pay an insurance premium of 8 lakh rupees, earlier you had to pay many times. But now it will be comfortable with UPI in a single day. Similarly, if you are investing in the stock market, then a large amount of transaction is now possible. UPI has now become the most favorite payment method in the country. Millions of people use it every day.