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Education Loan: Want to take education loan? These 10 banks are giving the cheapest debt – which bank offers cheapest education loan for abroad studies top 10 list

Education Loan: Many students dream of studying abroad, but its cost often becomes a big challenge. In such a situation, education loan becomes an important support. If you are thinking of applying from September, start looking for loan options with low interest rates from now on. There is a list of 10 banks here for your convenience.

PNB: Punjab National Bank gives loans for foreign studies at the lowest interest rate of 8.35%. EMI is made only ₹ 48,798 on a 15 -year loan of ₹ 50 lakh.

Union bank of india: Union Bank’s interest rate starts at 8.50%. EMI comes around ₹ 49,237 for 15 years on a loan of ₹ 50 lakh.

SBI: The interest rate of State Bank of India starts at 8.65%. EMI is around ₹ 49,678, which comes with large brands and security.

Bank of baroda: Bank of Baroda gives a loan at 8.7%, EMI is ₹ 49,825 for ₹ 50 lakh. This bank is considered sharp and transparent in processing.

Indian overseas bank: The rate of IOB starts at 8.75%. 15 -year EMI ₹ 49,947 is made on ₹ 50 lakh loan, which is cheaper than private banks.

Canara bank: Canara Bank has an interest rate of 9.5%. EMI is ₹ 52,211. This bank often provides easy moratorium and long -term convenience.

Central Bank of India: EThe initial interest rate is 10.05%. EMI ₹ 53,883 is made on ₹ 50 lakh loan, which can put pressure in the budget.

ICICI Bank: ICICI’s interest rate starts at 10.25%. EMI is ₹ 54,498, but processing is fast and digital.

Bank of india: The BOI charges 10.85% interest, and offers only 7 years of tenure. EMI is made ₹ 56,630, which is one of the most expensive.

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Axis bank: The initial rate of Axis Bank is 11.08%. EMI is ₹ 57,081 on ₹ 50 lakh loan. However, processing is digital and service fast. (Loan rate of all banks by 9 July 2025)

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