Small Saving Interest Rate: The government has given relief to the common people. The Modi government has announced the interest rate on the small savings scheme. The government has not made any changes in the interest rate of the small savings scheme from 1 July to 30 September 2025. It was expected that the government could reduce interest on the small savings scheme but it did not happen. Today on Monday 30 June 2025, announced that the interest rates of small savings schemes like Public Provident Fund Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC) and Post Office Fixed Deposit will not be changed.
How much interest will be available on small savings schemes?
The government’s small savings schemes are a good and safe investment option for the common people. From July 1 to September 30, this interest will be available on these schemes.
Post Office Saving Account: 4% Interest
1 year FD (Fixed Deposit): 6.9% interest
2 year FD: 7% interest
3 year FD: 7.1% interest
5 years FD: 7.5% interest (highest)
5 year recurring deposit (RD): 6.7% interest
Senior Citizen Savings Scheme (SCSS): 8.2% interest
Monthly Income Scheme: 7.4% interest
National Saving Certificate (NSC): 7.7% interest
Public Provident Fund (PPF): 7.1% interest
Sukanya Samriddhi Yojana (SSY): 8.2% interest (best scheme for daughters)
Kisan Vikas Patra (KVP): 7.5% interest, money will be double in 115 months.
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