class="post-template-default single single-post postid-51032 single-format-standard wp-embed-responsive post-image-above-header post-image-aligned-center sticky-menu-fade right-sidebar nav-below-header separate-containers header-aligned-left dropdown-hover" itemtype="https://schema.org/Blog" itemscope>

Do you have this credit card of HDFC Bank! Rules are going to change from July 1 – HDFC Bank Credit Card Rules Change From 1 July 2025 Millennia Paytm Swiggy Easy EMI

by

Hdfc bank: If you use HDFC Credit Card, then you must understand these changes before 1 July 2025. HDFC Bank has made several important changes in its card rules since 1 July 2025. These changes are about gaming, wallet loading, utility bill, rent, fuel, education payment and reward points. Let’s know what is going to change now.

No changes have been made on some cards like Millennia, Paytm, Swiggy, Easy EMI. Marriott Bonvoy card holders will still continue to get unlimited reward points.

  1. Online gaming will be charged

Now if you spend more than Rs 10,000 every month on platforms like Dream11 or MPL, then it will be charged 1%. This charge will be limited to a maximum of Rs 4,999 monthly. There will be no reward points on these expenses.

  1. Wallet loading is also expensive

Wallets like Paytm, Mobikwik will also be charged 1% for loading more than Rs 10,000 with credit cards. This will also be limited to Rs 4,999. Reward points will not be available on this also.

  1. Utility bill payment fee increased

Now 1% fee on utility bill payment of more than Rs 50,000 was earlier charged up to Rs 3,000, now it has been increased to Rs 4,999. However, insurance payments are still free from this charge.

  1. Rent payment charge

1% fee will continue on every rent payment, but earlier where a maximum charge was charged on a transaction, now this limit has been increased to Rs 4,999.

  1. Fuel surcharge limit increased

1% surcharge at fuel expenditure of over Rs 15,000 was limited to Rs 3,000 earlier. Now this limit has been increased to Rs 4,999.

  1. Education payment is also expensive

Education related payment made from third party platforms will also levy 1% charge to a maximum of Rs 4,999. However, if the payment is made directly to the Institute of Education, it will be free from this fee.

  1. New limit of reward point on insurance

Now the reward points received on insurance payment will be tracked according to the month:

Infinia/Infinia Metal Card: First 5,000 points/day, now 10,000 points/month

Diners Black/ Biz Black Metal: Now 5,000 points/ month

Other Cards: 2,000 points/month

ITR Filing 2025: Senior citizens get many types of deeds and execution, ITR

Leave a Comment