Travel tips: When Indian passengers often plan to visit the country and abroad, they do not consider it necessary to buy travel insurance. They feel that this is an expensive expense that does not come in their budget. But due to the changing weather and climate, this thinking needs to be changed now. In today’s time, travel insurance is not a luxury, but a security shield has become a safety shield. Given the uncertainty of the weather and the problems in the journey, take a good travel insurance policy before the journey. This small expense can give you a big benefit.
Why is travel insurance important?
Experts say that now not only for diseases or accidents, but also in cases like sudden trip cancellation, flight late, or losing goods, travel insurance is also benefited. Secretary General R Balasundaram of the Insurance Brokers Association of India says that the flight may be canceled when the weather deteriorates, but the policy does not cover the weather, but the trip caused by it covers the cancellation or delay. If you are traveling from the package of a travel agency and it is canceled, then most of the policy does not get its refund.
Weather does not trust
According to Vivek Chaturvedi, marketing head of digit insurance, the highest flight delays and trip cancellation claims are made in incidents like rain or floods. If the flight flies late and it is more than the limit of insurance, then the claim is formed. Sometimes insurance also helps in case of accident or natural disaster at the airport.
What should be kept in mind while taking travel insurance?
You choose a policy that not only your journey, but also your house, if you are outside and there is any loss in India. After Kovid, people now want to be more safe. Now people are preferring to take high coverage policy ranging from $ 2.5 lakh to $ 5 lakh to prevent medical expenses, fraud or last-minute trip cancellation.
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