Punjab & Sind Bank Fixed Deposit Rate: Punjab and Sindh Bank has given a gift to crores of its customers. The bank has extended the deadline for investment in its special FD. Earlier the time to invest in these special period FDs was 31 December 2024, which has been extended to 31 March 2025. Apart from this, the bank has revised the interest rate on its regular FD. These new rates are applicable from January 1, 2025.
Special FD of Punjab and Sindh Bank
Punjab and Sindh Bank is offering special FDs of 222 days, 333 days and 444 days to its customers. Maximum interest of 8.05 percent is available on this special FD. According to the bank’s website, the bank is offering 7.05 percent interest on FD of 222 days, 7.10 percent on FD of 333 days and 7.25 percent on FD of 444 days. The bank is giving 8.05 percent interest to super senior citizens on FD of 444 days. The bank gives extra interest of 0.50 percent to senior citizens. Super Senior Citizens get additional interest of 0.15 per cent in addition to 0.50 per cent.
Interest rate on regular FD
All Indian residents, NRIs and NROs can invest in this FD. If you invest for a period of seven to 30 days, you will get interest at the rate of 2.8 percent. You will get 3 percent interest on investment for 31 to 45 days. If you make fixed deposit for 46 to 90 days, you will get 4.25 percent interest rate. Interest of 4.25 percent will be available on the period of 91 to 179 days. 5.25 percent interest is available on FD of 180 to 269 days. Below is the information about the interest being received on all FDs of the bank from January 1, 2025.
Punjab and Sindh Bank revised interest on FD
| maturity period | Annual interest rate on FD of Rs 3 crore (applicable from January 1, 2025) |
| 7 – 14 days | 4.00(#) |
| 15 – 30 days | 4.00 |
| 31 – 45 days | 4.25 |
| 46 – 90 days | 4.50 |
| 91 – 120 days | 4.50 |
| 121-150 days | 4.75 |
| 151 – 179 days | 6.00 |
| 180 – 269 days | 5.25 |
| 270 – 332 days | 5.50 |
| 333 days | 7.20($) |
| 334 – <1 year | 5.50 |
| 1 year | 6.30 |
| > 1 year – 443 days | 6.00 |
| 444 days | 7.30($) |
| 445 days – 554 days | 6.00 |
| 555 days (Callable) | 7.45($) |
| 555 days (Non-Callable)* | 7.50($) |
| 556 days – <22 months | 6.00 |
| 22 months | 7.00* |
| >22 months –< 2 years | 6.00 |
| 2 years – 776 days | 6.30 |
| 777 days | 7.25($) |
| 778 days – 998 days | 6.30 |
| 999 days (Callable) | 6.65($) |
| 999 days (Non-Callable)* | 7.40($) |
| 1000 days –< 3 years | 6.30 |
| 3 years –< 44 months | 6.00 |
| 44 months | 6.75* |
| >44 months – 5 years | 6.00 |
| >5 years –< 66 months | 6.25 |
| 66 months | 6.45* |
| >66 months – 10 years | 6.25 |
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