Sukanya samriddhi yojana (ssy) calculator: The central government is running a variety of savings schemes and investment schemes for different sections of the country. Sukanya Samriddhi Yojana is also one of these investment schemes, in which daughters’ accounts can be opened. Under this scheme, only those daughters’ accounts can be opened, whose age is less than 10 years. On this government scheme, daughters are getting a tremendous interest of 8.2 percent. Here we will know some important things related to this scheme. Along with this, you will also know that if you deposit 1 lakh rupees every year in Sukanya Samriddhi Yojana, how many rupees will be received on maturity?
Maximum Rs 1.5 lakh can be deposited in a year
In Sukanya Samriddhi Yojana, a maximum of 2 girls’ accounts can be opened. However, families where more than 2 accounts can be opened in case of twin daughters. In this scheme, you can deposit a minimum of Rs 250 to a maximum of Rs 1.5 lakh annually. Sukanya Samriddhi Yojana account can be opened in any bank. Apart from banks, an account can also be opened in the post office under the SSY scheme.
Scheme is matured after 21 years from the date of opening the account
You have to invest for 15 years under Sukanya Samriddhi Yojana. The account opened in the name of the daughter gets matured after 21 years. However, when your daughter turns 18 and you have to marry her, then you can close the account even in such a situation. In addition, the account can be closed after 5 years even under some different circumstances. Keep in mind that the account can be closed only after 5 years from the date of opening of the account.
If you deposit 1.5 lakhs every year, how many rupees will be received on maturity
If 1 lakh rupees are deposited every year in this government scheme, then after 21 years i.e. at the time of maturity, a total of Rs 46,18,385 will come to your daughter’s account. These include Rs 15,00,000 for your investment and Rs 31,18,385 of interest. Let us tell you that this is a government scheme, so there is no risk of any kind in it. In this scheme you get fixed and guaranteed returns.
Latest business news